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Top 7 Cards for Less-Than-Perfect Credit
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New York patent lawyer. Get Rid of Herpes. Femme de menage Montreal. I had great credit. Then I went to college—wow! After my identity was stolen—my credit has never recovered!

Even with a fraud alert—Fred Meyer still allowed some idiot to open an account using my information, and only when I could finally prove by demonstrating this person did not know my parents—or have their correct information—did they finally terminate the fraudulent account!

Thank God I now do banking at a small institution that knows my history—knows me by my first name, and has my accounts all marked.

Anything funny happens, my accounts are frozen—and I am called immediately. It can be a hassle, but better than losing my bank accounts to strangers. Good luck to all of you out there. I will only carry or use a Debit Card—and with the restriction that my bank will not pay any overages.

NO money in the account—the card is useless! This IS the cheapest way to do banking, and no fees, no charges, no interest, and pain.

Sign me, burned, but good in credit land. I have two cards that will soon roll into annual fee period, if I close them out after applying for one of the 7 best cards will my credit rating suffer. I opened them about this time last year to improve my credit score. I owe nothing on them now but afraid to close out. There are 7 different cards. Capital One Secured Mastercard; 2: Barclaycard Rewards Mastercard; 3: Capital One Spark Cash for Business. This article has only named 6 cards yet advertised as the 7 best cards for less than perfect credit.

Please revamp article or headline because false advertising is a crime. I totally agree with you! Then when they get in a classroom or are typing things on here , they seem weird and stupid. I guess there are exceptions. Karen is absolutely right about First Premier I stirred up an old debt to them trying to clean up my credit…. Why are many of the people responding to this so weird and stupid? So much bad grammar, horrendous spelling, and just bad writing in general. Has the internet caused this or is the population just that illiterate?

These responses are not provided or commissioned by the credit card issuer. Responses have not been reviewed, approved or otherwise endorsed by the credit card issuer. Tasha has been working in Silicon Valley for the past 20 years, enjoying a long-lived career in Product Management and Marketing. Credit Cards Credit Monitoring. NextAdvisor is a consumer information site that offers free reviews and ratings of online services.

Many of the companies whose services we review provide us compensation when someone who clicks from our site becomes their customer. This is how we make money to support our site. The results of our analyses, calculators, reviews and ratings are based on objective quantitative and qualitative evaluation of all the cards on our site and are not affected by any compensation NextAdvisor may receive.

Compensation may impact which products we review and write about and where those products appear. We do not review all products in a given category. All opinions expressed on this site are our own.

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