Part I: What is Obamacare?
FIFA also published an alternate team of the tournament based on player performances evaluated through statistical data. Stunning hypocrisy from Democrats in wake of ObamaCare's broken promises. I'd love to connect with you. There are full and part-time opportunities available. To protect my source within Goldman I am sanitizing things by just posting a screen shot of the relevant portion:. You can learn more about repayment limitations here.
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Which year are you in? I lean towards brotherhood more because the dlc for AC2 was terrible, while it fleshed out part of the story it seemed tacked on rather than add anything. Not that the one for brotherhood was very good either but I could avoid it. The Ac2 dlc was induced with the pc release I got and I cant disable it where as brotherhoods is easily skipped.
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The NLST found that high-risk smokers had to be screened to prevent one lung cancer death. Dozens of police and protesters have been injured in the sometimes violent demonstrations, with charges of excess violence lobbed against both sides. Those efforts concluded with September's unanimous U. Security Council resolution endorsing the elimination of Syria's chemical weapons.
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If you think it ever gets old for Rivera, gathering with the best players in July, think again. Any water would suffice. Even rain water collected over time and stored in underground tanks. Transparency means being able to share setbacks and mistakes as well as successes.
As a leader, it's important to be reflective and say, "Knowing what I know now, here's what I would do differently. When I see and hear children in denial of their wrongdoings, I automatically think that it is a learned behavior learned from watching and hearing adults. As a principal, I think it's important for my teachers, students and parents to hear me say, "This is what I do well, here are my challenges, and here is what I learned and what I am willing to do about it. I never went to university where to buy cheapest generic viagra Not every disagreement will break up a marriage, of course.
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Here are some thoughts. Scanning a list of hundreds of people to see who saw your posts sounds like a chore. But the real danger is that view counts could cause a chilling effect on Facebook browing. You might be apprehensive to freely bounce around Facebook if you knew your were leaving digital breadcrumbs everywhere you went. Could I have a statement, please? Many analysts predict annual sales in China of 30 million by , almost double the U. It's up to Schoch to ensure Ford gets a big chunk of that phenomenal growth.
Alexander said the policy goal of dismantling the law among Republicans is the same, but the tactics are different. He said he believes Republicans should focus on making the case to the electorate ahead of the and elections. But that was shot down by the government, which said: Remove card marie veronique daily essentials settings The team cut through muscle layers next, working down to the internal organs and collecting samples to be taken to a lab.
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So Warner Bros, keen to keep the lucrative franchise alive, have decided to launch a three-day festival themed entirely on the magical world created by JK Rowling. The Times said the probe is a civil investigation by the Securities and Exchange Commission's anti-bribery unit.
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Compliance is also hugely different. In private banking, clients are assumed to be 'unsophisticated' so you have to inform them abundantly well about risks or they can sue. Compliance is very strict.
In 'institutional' the clients are by definition professionals and supposed to be 'sophisticated'. There are far fewer rules protecting them. They are supposed to know what they're doing. Some of them aren't, obviously. Where do you study? UN Secretary General Ban Ki-moon said he is determined to "conduct a thorough, impartial and prompt investigation" into the events.
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The GOP, though, also has comparative trouble in its base. Among self-identified Republicans, 43 percent say their own party is doing too little to compromise. Just half as many Democrats say that about Obama. In the busy northern Kazimiyah neighborhood, another parked car bomb killed four civilians and wounded Do you know the address?
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Shipping as a percentage of revenue was 4. Fulfillment expenses increased 36 percent. These references may be selective, may reference only a portion of an article or recommendation, and are likely not to be current. As markets change continuously, previously published information and data may not be current and should not be relied upon.
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Do you know each other? But it is clear that the talks restart in an improved atmosphere. But while his approach, and his lack of humility, were the subject of the news cycle that followed, the story for me was Huma. Steve Stricker drove down from Wisconsin on Sunday to see the course for the first time.
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Not that you care, because you continue to raise your rates and deductibles and lower your benefits sufficiently to offset the loss of old customers by lying to and signing up new customers.
So what do you care? We all pass from this earth, in our allotted and due time. And for you Brucie, I can easily imagine a special corner in hell reserved just for you.
Or are you completely without any conscious? What do you care if we have to choose between our medications or groceries? You think this review is scathing? And I will spend my every waking moment exposing you and Humana Pharmacy as the crooks you are. Grow some nads and reply to me.
Robert, May I please post this on my Facebook? I am having a severe problem just getting one medication lowered by one tier so I can try to get my Diabetes back under control and I have had so much of a run around that I am ready to sue Humana for attempted murder. Make sure you complain to Medicare as well. Let them know your experience. Remember they get money to care for Medicare pt.
Out of the Medicare busines. My experience with Humana mail order service has been unsatisfactory. They can not tell for days whether they have received a prescription or not. Quoted days can extend to weeks. I agree humana sucks!! Being on dollats a month on SS, I now cannot pay for any of my prescriptions.
Humana does not care. I am an insulin dependent diabetic. Tried to refill the last prescription for yesterday and was denied. I had prior authorization for the insulin for and had the one last refill for I was bounced around to 12 different people, last person was someone in Jamaica, I ended this call very abruptly.
I filed a complaint with the Missouri State insurance regulators, sent a copy to Humana and guess what, next person I spoke to said I see you have filed a formal complaint, yes, well I think we can issue an urgent authorization. Stop the jerking around Humana….. This type of action and customer service is unacceptable!
Like maybe charging less for the premiums and paying more for services provided!! Give us a break.. I received a tetanus vaccination from my doctor. Recently I received shot …now Humana sends me a denial of payment. Does that make sense? I rank this denial of preventive service up with denying a mammogram! I have lymphadema in my right leg and was prescribed a pump to help get the fluid out of my leg.
They stand to loose slit more than the amount the pump cost because I am also the business owner that purchased the insurance package. I also will talk to a lawyer. I would gladly include a picture of my leg of that would help.
I now am convinced that Humana is way to big to even keep track of itself. As noted in other reviews I am saddened at the level of non respect given to the membership. Those ads playing over the phone, while on hold, can really get your blood boiling and if anyone at Humana cares…play those taped calls from patients right next to those ads and…well, you get the drift. I was calling Corporate with the hopes of finding someone who cares and again those other reviews stopped that.
There are major issues down in Orange County FL where the Durable Medical Supplier for CPAP is not capable of taking care of their requests, many are without any idea of what is going on and when speaking with customer service, the issue continues to grow.
As for those Customer Service Reps and Humana,s training of said Reps, way too many times explaining over and over the issue…no effective record keeping of said calls,,and still left in the dark with no solution! In fact I am sitting here typing to no avail………. Humana gold plus plan problems I have are that then dental plan is not very good.
Only 1 vision provider with satalite offices and over priced. Next all the primary doctors and dentist listed as doctors for Humana gold plus plan are not in the plan. They are in other Humana plans, this is misleading to the people interested in Humana gold plus plan. I just wish they were more honest. I filed 3 claims with Humana. I was told they went to our old address and we had not been there for over 15 years. All promising I should receive a check within 7 to 10 business days.
I told her I wanted to speak with a supervisor she put Jordan ref on the phone and he stated I should have the checks in 5 business days. Take your receipts and sue in small claims court do not forget to ask the judge for pain and suffering for thousands. I was unfortunate enough to select Humana as my medicare advantage co insurer.
I say this because recently I was scheduled for a heart catherization. Luckily the hospital callrd to let me kno that they were now out of network, that at a minimum my co-pay would be approximately seven times more than if I was ar an in network hospital. I live in a populous county in Michigan with three major hospitals. Humana suggesteg my cardiologist use one of the hospitals.
First my cardiologist does not have priveleges at those hospitals. More importantly neither of the other two hospitals are in network either. I called Humana back went over all of this and was told to go to another city where another in network hospital is and find a new cardiologist to do the work.
I should tell you that I have been with my present cardio doc for six years. It was then that I was told to have my docs office call and talk to the humana people. My doctors office did that and more or less was told too bad send your patient to the other city and to another doctor or let him pay whatever the costs are.
I had open heart surgery five years ago, luckily humana was not my insurance company at that time. I will be dropping this joke for an insurance company come the change period for medicare holders.
Please make sure you complain also to Medicare call and ask for a complaint to be filed under medicares assingment of benefit. Under the assignment if you cardiologist excepts Medicare assignment they CANNOT exclude your doctor Medicare sets the rate for dr payments for Medicare not an hmo or any other Medicare contract provider. Lets get them off of their Medicare contract. Recently I had to have a mammogram for severe pain in my right breast, under my arm pit and down my arm.
After the mammogram they did a ultrasound on both breast and under both armpits. The radiologist came in while I was still on the ultrasound table and asked me if I had any history of Lymphoma in my family.
I said yes, and was told to see a specialist. My primary care doctor received the report asap and ordered blood work asap. The next day we left for vacation in Ventura, CA. My doctor from GA where I am from called me right away and said for me to find a good surgeon in CA and have a biopsy done on my lymph nodes under my arm pits which are profoundly swollen.
Speaking with benefits specialists on the phone; I told them I needed a good surgeon in Ventura, CA to have a biopsy done on my lymph nodes. They wanted to send me to a ENT doctor, a plastic surgeon, an oncologist, and a hematologist …. They might as well send me to a Veterinarian!!!!!! They might be able to do the job better than the other suggested doctors. Are you kidding me???????? Now, I have had to find a general surgeon on my own to do this biopsy to rule out Lymphoma!
And I spoke with 6 different reps from Humana and even called Home Office to no avail. They have uneducated and un-informed employees working for them. My husband and I will be switching back to Kaiser Permanente when we can. At least they were efficient and did their job well! As seniors we really appreciate the scam that was pulled over our eyes!! I hope the big wigs at Humana can sleep well at night. That if they took over, that the communist government would take all our companies monies and run them under government control robbing us of our Freedom.
I mean gas has gone down, more people are back to work again, taxes have slowed down — where does Humana get an excuse to increase my monthly payments more than 15 times the rise in the cost of living? Take your recipts and any documents showing your payments and what you paid in the past. The legal term is medical billing Fraud. For 50 bucks add all that you overpaid and ask in the filling for small claims court for thousands for pain and suffering.
Humana says he has coverage, however, the Logistic Care vendor who provides the services says he is not eligible because he is not on Medicaid. They just tell me to file a complaint. Very unhappy with the whole situation. Good keep all recipts and for a filing fee sue them in small claims court do not forget to ask the judge for thousands for pain and suffering. Could not get meds. Called Right Source to correct and was sent to Humana to correct Humana received an invalid address message and could not correct.
US Postal forwarded the meds. Called and recalled to correct address issue but no help. I suspect that the computer was trying to tell customer service that the address was out of area. Customer service never mentioned we needed another contract. When we got the contract it stated that if we wanted to retain Humana nothing was needed. We got zero help from Customer Service. The short with them is we have to file a written appeal even though they were wrong.
After all of this I find out Right Source Humana did not change my address and sent my meds. Also on a closing note I processed online request for two additional meds. Humana still under contract and was told nothing was in the order queue even though I knew the expedited shipping charge. I never expedited before. Having owned companies in the paste, if I ever treated my clients this way my company would have gone out of business. I hate doing this. They boast about being in the health care business for 50 years but are obviously nothing but bean counting profiteers.
Those buffoons are trained to simply put you back at the beginning of the wait line. On June 23rd, my Humana PCP referred me to an out-of-network cardiologist due to heart irregularities discovered during my physical.
That referral was to a cardiologist in the same building and I went there the same morning. Humana denied the claim because the referral was out of network.
I now understand Humana is not liable for this claim but do fault the PCP and cardiologist both of which belong to the same clinic for in-house not in-network referrals.
Miller and asked her if she would provide me the in-network pricing for the services I received so that I could pay the cardiologist at that level, not the un-negotiated prices they are attempting to charge. She agreed and I sent her the service codes to look up in-network rates. Since that time I have not heard from Sarah. Mafrici was a Genovese Mafia capo who allegedly ordered the assassination of another Mob boss named Albert Anastasia.
After that, Israel had second thoughts and decided to turn himself in. Back in the s, Nichols had been involved with BCCI, and he was tied to a big scandal surrounding a software program called Promis. The developers of Promis alleged that the software was stolen from them by the U. At the time, the media gave considerable credence to this story, and suggested that the U.
What has not been widely reported is that Mafia-tied Robert Booth Nichols also managed to gain rights to sell Promis software, and Nichols handed those rights to the famous Saudi arms dealer and market manipulator Adnan Khashoggi, who had been a key figure in the larger BCCI enterprise. As a document obtained by DeepCapture shows, Khashoggi, in turn, licensed the software to Sheikh Khalid bin Mahfouz, then the largest shareholder of BCCI and executive director of the bank.
Mahfouz proceeded to sell this software to major banks around the world, raising the question of whether he used its back-door feature to obtain confidential information from the computer systems of banks that used the software. The book, of course, casts doubt on the notion that the 13 families actually control a secret market, much less the whole world, and the book reports further that Israel was scammed by Nichols into paying a large sum of money to get his hands on U.
Treasury notes with a face value worth billions. This, too, seems an unlikely proposition, but there might, in fact, be more to this story than a tale of a hapless hedge fund manager Sam Israel who lost millions to a clever con-man Nichols.
Which is not to say that 13 families actually control the world though, of course, anything is possible , but as court documents obtained by DeepCapture show, Nichols and Israel had, in fact, obtained U.
In fact, physical gold in this quantity was not sitting with the Federal Reserve, but Nichols and Israel said the Atlanta Federal Reserve had issued a serial number in confidence that the gold would be forthcoming, much of it from the Philippines. According to Nichols, Adnan Khashoggi who was once indicted for laundering money on behalf of Imelda Marcos, then widow of the former dictator had reported that this gold was now in the possession of the Abu Sayyaf terrorist group on Mindanao, and that his associates were traveling to the Philippines to retrieve the gold.
Treasury bonds were related to long-standing U. Specifically, Nichols said the obligations had been confirmed by Tansri Teong, a representative of the Maiwah family, descendents of Chiang Kai-shek who lived in Luxembourg.
In either case, while Khashoggi had spoken of this gold in the past, many considered the story to be rather implausible. Nonetheless, according to journalist Cheryl Seymour who first reported parts of this story, though not the information about the gold in the Philippines , bankers around the world were convinced that the Treasury notes were real.
Moreover, Nichols and Israel circulated the story about this supposed massive obligation just as the U. That is, just as the system was weakening in , Israel and Nichols claimed that they were going to cash in notes that would if it they were real effectively bankrupt the U. After Israel was arrested, he and Nichols filed lawsuits against each other. Soon after, in , reports emerged that Nichols had been found dead in Switzerland. People close to Nichols insist that Nichols faked his own death, but the truth remains unknown.
It is also unlikely that we will learn whether the U. Treasury notes were fake because soon after Nichols and Israel filed their lawsuits, the notes vanished. They had been briefly entered into the public record, but they are not there anymore. There is no doubt, though, that the notes whether they were counterfeit or not did exist.
And some bankers apparently did take them seriously. No doubt I will be ridiculed as a conspiracy theorist simply because I have told this true albeit weird story, but I have been accused of worse, and I will note that an almost precisely similar story though with a different set of protagonists was recently discussed on the floor of the British parliament. In that capacity, Israel helped Steinhardt corner the market for U.
Treasuries, posing a threat to economic stability until the government threatened to press criminal charges, convincing Steinhardt to back off. Nothing wrong with that marriage is a wonderful thing , but the interesting development in this case was that the lovers quarreled , Lattanzio wanted his ring back, and the prospective wife told the judge that Lattanzio had big-time Mafia connections. In his book, Steinhardt admitted that the first and most important investors in his first hedge fund were: Although Rich was pardoned, he still owes the U.
Rich was not charged in the Bank of New York affair, and nor were any of the other oligarchs many of them previously linked to the BCCI enterprise who were implicated in the Bank of New York affair. Steinberg used Milken junk bonds to seize Reliance, a giant insurance and financial services firm, which was subsequently looted and destroyed i.
Steinberg was not charged with any crime. Chanos is also a favorite source for the New York financial media, one reason why the media no longer publishes stories about short-side market manipulation which does not occur, according to the lobby headed by Chanos. Indeed, as was revealed in the Wall Street Journal story, Chanos got his big start by shorting a company called Baldwin United.
As a result, Baldwin went bankrupt, and Milken got himself named as the advisor to the bankruptcy. This success brought Chanos to the attention of Michael Steinhardt. At the time, Chanos who is now revered by The Journal was working for a Mafia-tied brokerage called Gilford Securities. In , five Gilford brokers were arrested along with Phillips in Operation Uptick, which was, of course, then the biggest Mafia bust in the history of the FBI.
SEC filings make it clear that Chanos regularly trades in league with other hedge funds in the Milken network, and in they were attacking Fairfax Financial, one of the largest financial institutions in Canada. A judge has ruled that SAC Capital should be dropped from the suit, but Sigma and Exis are still in litigation, and Fairfax has appealed the ruling.
Kalikow is also a former owner of The New York Post. Soon enough, the New York Post delivery fleet began transporting cargos of smuggled weaponry and cocaine, in addition to newspapers. Kalikow was not charged with any crime, and it is possible he was unaware that his delivery trucks were controlled by the Mob. In his speech and subsequent media tour, Einhorn cited data from a strange firm called The Markit Group to support his exaggerated contention that Lehman had improperly accounted for the value of its property and collateralized debt obligation holdings.
It was, in , run by two former Canadian bankers and a developer of Bulgarian property, and seemed to cherry-pick its data, which was provided by a few investment banks that are passive investors in the company.
The Markit Group is wholly without transparency, and yet it essentially dictates perceptions of market prices for collateralized debt obligations and other instruments including credit default swaps that are important barometers of health in the banking sector.
That attack was akin to the launch of a new Ipod, with much-hyped speeches and a whirlwind media tour handled by a public relations firm, which presented Einhorn as the boy-wonder fraud-buster who had proved his mettle in an earlier battle with a financial services firm called Allied Capital.
While Einhorn was on his media tour, most of the other hedge funds in his network initiated a short selling attack on Lehman. To be continued…Click here to read Chapter 7. This is Chapter 2 of a multi-chapter series. On your right is a Table of Contents to all chapters so far published. This investigation yielded some interesting facts. Alamoudi, a member of a wealthy family in Saudi Arabia, had been a long time resident of the United States, where he was among the most prominent members of the Muslim community.
In addition, he counted among closest friends and business associates people like Sami al Arian, a leader of Palestinian Islamic Jihad, and Mousa Abu Marzook, political chief of Hamas. Some people believe that groups like Palestinian Islamic Jihad, Hamas, and the Muslim Brotherhood are focused on faraway lands, but all of these groups we will see have ties to Al Qaeda, and all of them are united in their hostility to the United States.
Moreover, they pay close attention to the U. Muslim Brotherhood leader Hamud bin Uqla al-Shuaibi implied as much when he stated in that jihadis must resist the West, but do not necessarily need to do so with violence. Although Osama bin Laden is dead, his words remain important. And the jihad is bigger than bin Laden. It is a global movement that has clearly articulated its goals, and remains intent upon achieving them. Al Qaeda and many other outfits have repeated over and over that jihadis should wage economic warfare any way they can.
Then there is the Muslim Brotherhood document, which is quoted all too frequently, and often to the wrong purposes. When I say that the document is quoted to the wrong purposes, I am referring to those who point to it as evidence that radical Islamism is taking over America, which it is not. Osama bin Laden, meanwhile, liked to brag as he did in the statement with which I opened this chapter that his supporters understand the weaknesses in the American financial system.
Which brings us back to Mr. Operation Green Quest led to few indictments and was disbanded in , but its findings remain relevant. Alamoudi served as a trustee. Sami al-Arian was also suspected of providing support to the hijackers, but he was never charged for doing so.
Sheikh DeLorenzo and Mr. Department of Defense to screen and hire Muslim Army chaplains, some of whom accompanied U. That, however, was before Mr. The investigation that ensued revealed that Mr.
Alamoudi had received the cash from Libyan dictator Moammar Qaddafi, and that he planned to use it to finance a plot that he had hatched to assassinate then Crown Prince Abdullah of Saudi Arabia. In , the Treasury Department issued a press release stating that Mr. After it became clear that Mr. Alamoudi who is now serving a year prison sentence had ties to Al Qaeda, the U. Alamoudi, a key funder of Al Qaeda had managed to insert spies into the U.
Traders who engage in legal short selling as opposed to naked short selling first borrow stock, then sell it, hoping the price will fall. This is a legitimate practice when it is not meant to intentionally manipulate the markets. The stock that is borrowed and then sold is real stock; it is not phantom stock that artificially increases supply and drives down prices. When Sheikh DeLorenzo set up Al Safi Trust, however, he explained that Muslim traders cannot borrow stock because shariah law prohibits paying interest.
This claim is, to begin with, not entirely true. Shariah law by a strict reading of the Koran does not ban interest. This is about politics, not religion. Regardless, the interest problem could have been resolved in any number of ways. For example, Al Safi Trust could have worked out a fee structure whereby the prime broker, rather than the traders themselves, paid the interest on the borrowed stock.
Instead, Al Safi Trust provides an altogether novel service, known as Arboon , the amazing feature of which is that nobod y locates or borrows any real stock. The clients of Al Safi Trust can simply sell as much stock as they like even if there is no stock available to sell. Of course, if there is no stock available, they are not selling actual stock.
But by that time, the phantom stock that was sold would have already done its damage to the markets. In short, Al Safi Trust is nothing more than a cloak for another form of naked short selling, embroidered in Islamic jurisprudence so that regulators will not see through it.
I shudder to think who the clients of Al Safi Trust might be, but we should probably consider the possibilities. At the age of twenty, he dropped out of Cornell University, and converted to Islam. Soon after, he moved to Pakistan, gradually making his way to Karachi, where he spent several years receiving religious training at Jamiah Ulum Islamia, a maddrassah led by scholars who, like the Taliban, subscribe to the strict Deobandi school of Islam.
All of these groups have close ties to Al Qaeda, and Jaish-e-Mohammed, along with the intimately affiliated Lashkar-e-Tayiba, have become, for all intents and purposes, Al Qaeda subsidiaries.
As evidence of this, investigators note, as just one example, that Omar Sheikh, a leading member of Jaish-e-Mohammed, wired money to Mohammed Atta, the ring-leader of the Al Qaeda hijackers who carried out the attacks.
Omar Sheikh was also responsible for kidnapping Wall Street Journal reporter Daniel Pearl, who was subsequently killed, his head sliced off with an ornate, Yemeni knife and held up to be filmed for a jihadi propaganda video. Khalid Sheikh Mohammed, the mastermind of the September 11 attacks, has said that he committed the murder himself.
This was a great tragedy because Daniel Pearl was one of the few journalists to understand the threat to the United States is not just Al Qaeda, but a much larger, complex web of interlinking jihadist groups, shady financiers, agents of rogue states, narcotics smugglers, nuclear weapons traffickers, and Mafia kingpins. This is not to suggest that Sheikh DeLorenzo himself is a terrorist. Ibrahim himself is a serious threat. Aside from being involved in multiple violent terrorist attacks, he is reportedly the biggest trader on the Karachi stock exchange.
Forbes Magazine ranks Ibrahim as one of the 50 most powerful people in the world. The extent to which Sheikh DeLorenzo remains part of the Pakistani nexus is unclear, but his experience in Pakistan might be less worrying than his time in America, where he came to be on close terms not only with Sami al-Arian a leader of Palestinian Islamic Jihad and Mr.
Indeed, though Sheikh DeLorenzo has never been charged with any crime, he held key positions with multiple SAAR Network organizations, and it should be stressed that all these organizations were operated by the Muslim Brotherhood, and all were said by U. Again, Sheikh DeLorenzo himself has not been implicated in terrorism, but his relationships with some terrorists might be pertinent.
Sheikh DeLorenzo was also a top executive and continues to serve as a consultant for a large SAAR Network investment fund called the Amana Trust, which is interesting on several levels. Mirza, but also at least three other Amana Trust officials because they and Amana Trust were suspected of funding terrorism.
Mirza nor any other Amana Trust officials were ever charged with any crime, and nor were most of the other key figures in the SAAR Network who were targeted by Operation Green Quest investigators. Again, no convictions were forthcoming, and Mr. Mirza is innocent until proven guilty, but I will report the allegations of government investigators, and let readers make up their own minds. Mirza has also been named by FBI investigators and terrorism experts as the principal U. In the late s, Yasin al-Qadi was a major investor , along with a man named Sulaiman al-Ali, in a Chicago company called Global Chemical, which was ostensibly involved in warehousing chemicals for the manufacturing of soap.
But when Global Chemical was raided in , government experts said that the chemicals were likely for use in manufacturing explosives or even chemical weapons.
Again, Yasin al Qadi was not charged. The president of Global Chemical was Mohammed Mabrook, who used the alias Mohamed Elhazeri, and who was, in the s, the director of an outfit called Mercy International. Mirza handled affairs in the U. Bahfazallah of having contacts with a Chechen organized crime and terrorism syndicate that was trying to obtain nuclear bombs for Al Qaeda. I do not know whether Yasin al-Qadi, Mr. Mirza and the other alleged terrorist financiers are clients of Al Safi Trust, but they have been in other lines of business with Sheikh DeLorenzo, and their relationships deserve scrutiny, just as we should scrutinize business relationships between gun dealers and the mentally disturbed.
They are sophisticated hedge fund managers with experience in the U. Both Sheikh DeLorenzo and Mr. Mirza were also involved with an outfit called Saturna Capital, and tax returns show that Saturna Captital was a funder of the Holy Land Foundation, named by U. The mosque was also a contributor to the Holy Land Foundation, according to those tax returns. Salam was not directly implicated in those investigations, but there is no doubt that Dickinson was a dubious brokerage. Several of its leading traders left to found MB Trading, which never bothered to register itself with the authorities until it became the first brokerage ever sanctioned by the U.
Siddiqi has since been named as an unindicted co-conspirator in the Holy Land Foundation terrorist financing case. There are many other reasons to be concerned about the brokerages and other financial outfits operating under the ISNA banner, one of which is that ISNA was co-founded by Palestinian Islamic Jihad leader Sami al Arian, who we know has been accused of though never charged for providing support to the hijackers, and was according to court documents taking directions from agents of the Iranian regime operating out of the UN headquarters in New York.
According to United Press International, U. He was, before his arrest, also a sophisticated financial operator, and he had co-founded several major financial institutions. For example, he was a co-founder with Mr. To be sure, al-Zawahiri and the Blind Sheikh had their differences when it came to tactics and strategy especially with regard to Egypt , but they were nonetheless united in their hatred for the United States.
Meanwhile, many jihadis including Mr. Moreover, his fatwahs are bolder than those of any cleric, and they have a particular ring to them.
And kill them wherever you find them. Take them hostage…Kill these infidels! Until they witness your harshness. In his most famous fatwah, the Blind Sheikh was the first to call for the use of airplanes as weapons. The lengthy fatwah is worth a read, but one line can give you a general idea.
He then specified how this could be done: At the press conference where Osama bin Laden announced his declaration of war against the United States, the Al Qaeda leader gave the assembled journalists laminated cards printed with a photo of the Blind Sheikh and a few words of his famous fatwah — namely, the words that I quoted above. That was in the s, and nobody paid much attention. The point is not that Sheikh DeLorenzo himself is a terrorist. The leaders of the jihad are often portrayed as primitive bumpkins who live in caves and are armed with nothing more dangerous than a few maniacs willing to blow themselves up.
This is to ignore the power of the jihadist ideology, which is articulated with great eloquence by countless people who are eminently learned scholars of both Islam and global politics.
The jihadis have done much more than dispatch a few terrorists here and there. They have organized and commanded insurgent armies with thousands of soldiers. They have more than enough firepower to inflict damage on the U. Some highly regarded authors, such as Steve Coll, who is otherwise reliable, have suggested that the Golden Chain members funded Al Qaeda only in its early years.
Most of them continued to support Al Qaeda after bin Laden declared war against the United States, and there is evidence that at least one of them was funding Al Qaeda as of this writing in Regardless of the degree to which they continue to fund Al Qaeda today, it can be safely assumed that the Golden Chain billionaires remain hostile to the United States.
There is something in the wiring of American brains that makes it impossible for even the smartest people in this nation to accept surprising or unpleasant realities. But Simpson has left The Journal, and the newspaper has since failed to investigate Saudi ties to terrorism. In fact, it has failed to investigate much of anything at all. For starters, we must understand that these extremely wealthy financiers are bound together by the sorts of relationships that many Americans do not understand.
These are not mere business relationships. They are the bonds of brotherhood and blood. They are the bonds of fervor and ancient grievances. Sheikh Mahfouz, who passed away in , had also founded National Commercial Bank, which is the single largest financial institution in the Middle East. Meanwhile, some American pundits claimed that Saudi billionaires like Sheikh Mahfouz had donated to Al Qaeda only to avoid being attacked, like frightened shop owners paying protection money to the local Mafia thug.
These pundits misunderstand the nature of Saudi society, the two most important features of which are Salafi Islam one of the foundations of the jihadist ideology and the inviolability of personal relationships. When Sheikh Mahfouz filed lawsuits against the few journalists who sought to expose his ties to Al Qaeda, the families of the victims of the attacks filed lawsuits against Sheikh Mahfouz for providing financial support to the people who killed their loved ones. The new Hamas financial institution, which is called al-Aqsa Bank , quickly formed a joint venture with Citibank.
That joint venture was quite lucrative for Citibank, which may have been willing to turn a blind eye to illicit financial transactions.
In , the U. Treasury Department advised Citibank that it was operating a joint venture with a bank controlled by Hamas, and the U. Treasury Department advised Citibank that it might want to disband this joint venture.
Citibank, however, ignored the advice. Neither Sheikh Kamel nor any other Golden Chain billionaire has been charged with any crime related to the financing of terrorism. Sheikh Faqeeh also had a joint venture business with the above-mentioned Sheikh Mahfouz. Indeed, each Golden Chain member has some sort of business partnership with each of the other Golden Chain members — one reason why I say that these people need to be viewed as not just a club, but as a family.
I will not bore the reader with a long recitation of every financial transaction that ties these jihadist financiers together, but I will mention a few, just to erase any question as to whether the relationships exist. For example, National Commercial Bank, owned until recently by Sheikh Mahfouz, is a partner in a multi-billion dollar investment outfit called the Middle East Capital Group, which is partly controlled by Sheikh Rahman Hassan Sharbatly — who was another member of Golden Chain club.
This brings to mind the report that I mentioned at the outset of this story — the one commissioned by the U. That report speculates that one component of the possible financial attack on the U. Sheikh Taher, in addition to being a Golden Chain member and the former governor of the Saudi state oil company Petromin, has also served as director of Saudi European Bank, a big financial institution that is important to the stability of global economic order.
He is also a former director of Saudi Aramco, which is the largest oil company in the world. In addition, Sheikh Yamani presides over Investcorp, an investment firm that he founded. Investcorp has made a deep imprint in the American markets, and has been involved in everything from short selling to the trading of self-destruct CDOs. Investcorp has not been implicated in any crime related to its PIPEs deals, and I am not suggesting that Ivestcorp has done anything technically illegal, but PIPEs deals generally are considered to have been a major scourge on the American markets.
But PIPEs investors often end up destroying the company to which they are supposedly serving as benefactors. When this happens, short sellers often naked short sellers who are colluding with the outfit that provided the PIPEs finance attack the company, causing its stock price to drop. The more it drops, the greater the number of shares are owed to the PIPEs financier.
Once the stock price of a PIPEs victim is mauled, the finance is cut off, and the company goes bankrupt, delivering big profits to the short sellers i. Again, this is not to suggest that Investcorp has necessarily done anything illegal, and we cannot say with certainty that its PIPEs business follows the same modus operandi of most other PIPEs dealers.
But the emergence of the PIPEs industry has, without doubt, been a scourge on the markets. As numerous court cases attest, it has destroyed countless companies and countless jobs. Sheikh Sulaiman Abdul Aziz al-Rajhi is not miserable. He is jolly and well.
Maybe because the twenty members of the Golden Chain club are the most prominent people in Saudi Arabia, the U. It does not take steps to shut down their bank accounts or bar them from trading in the U. It does not even dare utter their names, perhaps because to do so would embarrass the Saudi government, which is ostensibly a U.
But when the report was released to the public, the 28 pages about the Saudis were censored, so ordinary people could not read them. A full 28 pages — with no words; nothing but big blocks of black ink.
Thus, it is left to independent jihad experts to sort out many of the connections. Some former top government officials have said that Emerson is better informed about the jihad than the government itself.
But Emerson and other people who have done excellent research are largely ignored by the media, which will not report the facts unless they have been stated explicitly by some official spokesman. And the official spokesmen have nothing bad to say about Saudi billionaires, regardless of whether they fund terrorism. When the BCCI scandal broke, it was widely reported that Sheikh Mahfouz and other Saudis some, such as Kamal Adham, with links to Saudi intelligence had invested with prominent figures of the American political establishment in order to gain influence over American government policy.
But nothing was done about it, and the influence increased exponentially in the years that followed. Also a board member of Sana-Bell, you will recall, was Mr. Bahfzallah, head of Benevolence International, the outfit that was dealing with people who were shopping for nukes.
Given his important role in the jihad, it is fair to assume that Sheikh al-Rajhi harbors some disdain for not just Western civilization, but also the prevailing economic order.
At the same time, Sheikh al-Rajhi is one of the most important players in the global financial order, a person who is perfectly capable of transforming or even undermining it. Said to be a whiz with numbers, Sheikh Rajhi directs multiple hedge funds that manage many billions of dollars, several stock brokerages, and the massive Al Rajhi Bank, which is the most venerable of the elite financial institutions that control the Stock Exchange of Saudi Arabia, also known as the Tadawul.
A report issued by a U. Senate investigative committee revealed that Al Rajhi Bank was still as of dealing with Al Qaeda, and that it was laundering Al Qaeda money through HSBC, the prestigious British bank, but, of course, Al Rajhi has been charged with no crime on that account HSBC paid a relatively small fine for this and other money laundering infractions.
All told, the financial fire power of the Golden Chain exceeds that of most mid-sized nations. Worse yet, they — and the theo-political-legal doctrine, Shariah, from which they spring — pose a real threat to our society and form of government.
On the surface, it seems that there is nothing wrong with people creating shariah compliant financial products, even if they cater to a radical interpretation of Islam. People have a right to be radical and to create radical financial products. Indeed, it took me a long time to believe that shariah finance posed any threat whatsoever. My instinct was to believe that it was merely an effort to cater to people who are devoutly religious, no more dangerous than Halal beefsteak.
However, it is prudent to consider whether there is more than religion behind the astounding growth of shariah compliant finance in recent years. That outfit was funded almost entirely by Sheikh Al Maktoum and his family until it was implicated by authorities for having ties to violent jihadists.
Despite their accusations, authorities did not file charges against the organization. Ibrahim had the full protection of Sheikh Al Maktoum until Dubai was pressured by the international community to send him packing.
Ibrahim was no ordinary mobster. Former ABC News journalist Gretchen Peters, a friend and work colleague of mine when we both lived in Cambodia, has published an excellent book about the nexus between jihadists and the heroin trade. Viktor Bout, like Dawood Ibrahim, operated with the full support and protection of the Dubai government until Interpol put out an arrest warrant for him. Then he moved to Moscow, where he enjoyed the protection of Russian prime minister Vladimir Putin until he was lured to Thailand and arrested by the FBI.
Some cargo planes that Bout used to smuggle weapons to Afghanistan were registered as belonging to a company called Flying Dolphin, which was owned by Sheikh Mansour Al Nayan, the present ruler of Abu Dhabi. Then there is the famous story widely reported by U. The Al Qaeda leader and his friends were spending their days hiking in the mountains and hunting with falcons, then retreating to an Al Qaeda training camp to drink tea and perhaps talk of subversive notions.