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What happens, said Regev, is the parents of a young bride- or groom-to-be come to a gemach. Dodge City, Kansas, is a place of legend. And find the woman. Number of homes covered is down in the Carolinas is down Inspired by the discovery of long-overlooked interviews conducted just before his death, this is the first biography of the visionary fashion designer Charles James.

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It has become illegal to buy apartments in cash. The reason for this crackdown, said Horowitz, is American pressure. Last year, at the behest of the FBI, a Haredi money laundering ring of about 20 people was arrested in Israel for allegedly laundering money for South American drug cartels. Two years ago, The Times of Israel was told, FBI agents paid a visit to Israel specifically to express their concerns about money laundering in the Haredi community.

He hands over the cash, and his contact puts it in a gemach. Everyone takes a cut and they return the money through a legal project like the construction of a new building. Ari Weisbrot, a New York-based lawyer who represents victims of fraud, told The Times of Israel that only a tiny minority of the Orthodox community engages in such crimes. The economist cited this Talmudic phrase to make the point that even gemachim , which he views as the noblest of charities, can be abused if they are not regulated.

Weisbrot said there are two reasons why criminals might like to launder money through the Haredi community in Israel. I could use the money to buy a house in Florida but someone might trace the money to me.

If I then sell the apartment and buy several pizza parlors in Moscow and then sell those, eventually the trail will go cold. The money is further from where it started out and the money trail is more likely to disappear. Most of the experts The Times of Israel spoke to believe that money from foreign depositors is probably not the bulk of money in Israeli gemachim and that most gemachim are not, at least knowingly, laundering criminal money.

Rather, gemachim function as banks for the Haredi cash economy. In a study he conducted for the Taub Center, Regev examined how Israeli families make ends meet. He found that all but the top 20 percent of families in terms of income were consistently spending more than they earned, month after month.

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Seth Lipsky